Lender in Montana · HMDA 2025
Glacier Bank mortgages in Montana
Glacier Bank's 2025 home-purchase and refinance lending in Montana, compared with all lenders in the state.
Glacier Bank originated 679 owner-occupied single-family loans in Montana from 858 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $7,750 versus $6,560 for all Montana lenders, at a median 30-year fixed rate of 6.375% (Montana: 6.625%).
Loans in MT
679
of 858 applications
Denial rate
20.8%
Purchase · MT 7.7%
Rate spread
+0.14 pts
Conv. · MT +0.15 pts
Loan amount
$365,000
Purchase · MT $365,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 688 | 543 | 20.8% | 6.375% | +0.14 pts | $7,750 | $365,000 |
| Refinance | 72 | 61 | 15.3% | 6.375% | −0.06 pts | $6,370 | $405,000 |
| Cash-out refinance | 98 | 75 | 23.5% | 6.625% | +0.22 pts | $6,590 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Montana counties where Glacier Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Deer Lodge County | 1 | 24 | 18.2% |
| Broadwater County | 1 | 16 | 10.0% |
| Fergus County | 1 | 16 | 14.7% |
| Chouteau County | 1 | 5 | 14.3% |
| Lake County | 2 | 29 | 10.9% |
| Jefferson County | 2 | 17 | 9.2% |
| Flathead County | 3 | 105 | 7.2% |
| Lincoln County | 3 | 30 | 12.0% |
| Silver Bow County | 3 | 29 | 6.1% |
| Madison County | 3 | 8 | 6.0% |
| Yellowstone County | 4 | 131 | 5.3% |
| Lewis and Clark County | 4 | 57 | 5.5% |
| Ravalli County | 4 | 26 | 5.0% |
| Toole County | 4 | 2 | 5.0% |
| Sanders County | 5 | 7 | 6.0% |
| Gallatin County | 6 | 69 | 4.8% |
| Teton County | 6 | 4 | 5.2% |
| Granite County | 6 | 2 | 5.9% |
| Missoula County | 7 | 71 | 5.8% |
| Carbon County | 7 | 5 | 3.6% |
| Mineral County | 7 | 4 | 4.8% |
| Stillwater County | 8 | 4 | 3.0% |
| Beaverhead County | 10 | 2 | 2.1% |
| Park County | 11 | 5 | 2.4% |
| Sheridan County | 12 | 1 | 3.5% |
| Glacier County | 13 | 1 | 2.3% |
| Musselshell County | 16 | 1 | 2.2% |
| Dawson County | 18 | 1 | 1.3% |
| Powell County | 20 | 1 | 1.9% |
| Hill County | 24 | 1 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology