Lender in Washington · HMDA 2025
Global Federal Credit Union mortgages in Washington
Global Federal Credit Union's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Global Federal Credit Union originated 524 owner-occupied single-family loans in Washington from 578 completed applications.
Its median conventional purchase loan costs were $5,000 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
524
of 578 applications
Denial rate
8.5%
Purchase · WA 5.9%
Rate spread
−0.24 pts
Conv. · WA +0.10 pts
Loan amount
$555,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 316 | 287 | 8.5% | 6.625% | −0.24 pts | $5,000 | $555,000 |
| Refinance | 225 | 209 | 6.7% | — | −0.45 pts | $3,770 | $825,000 |
| Cash-out refinance | 37 | 28 | 21.6% | — | −0.04 pts | $3,680 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Global Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Island County | 8 | 41 | 3.2% |
| San Juan County | 14 | 2 | 1.5% |
| King County | 24 | 262 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology