Lender in California · HMDA 2025
Hometown Equity Mortgage, LLC mortgages in California
Hometown Equity Mortgage, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Hometown Equity Mortgage, LLC originated 863 owner-occupied single-family loans in California from 1,711 completed applications.
Its median conventional purchase loan costs were $17,640 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.375% (California: 6.625%).
Loans in CA
863
of 1,711 applications
Denial rate
43.2%
Purchase · CA 8.9%
Rate spread
+1.02 pts
Conv. · CA +0.09 pts
Loan amount
$655,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 780 | 435 | 43.2% | 7.375% | +1.02 pts | $17,640 | $655,000 |
| Refinance | 183 | 65 | 64.5% | 7.000% | +0.63 pts | $12,780 | $665,000 |
| Cash-out refinance | 748 | 363 | 50.9% | 8.000% | +1.63 pts | $10,470 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology