Lender in Florida · HMDA 2025
Hometown Equity Mortgage, LLC mortgages in Florida
Hometown Equity Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Hometown Equity Mortgage, LLC originated 352 owner-occupied single-family loans in Florida from 822 completed applications.
Its median conventional purchase loan costs were $15,050 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 7.375% (Florida: 6.625%).
Loans in FL
352
of 822 applications
Denial rate
54.2%
Purchase · FL 12.8%
Rate spread
+1.15 pts
Conv. · FL +0.14 pts
Loan amount
$395,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 491 | 224 | 54.2% | 7.375% | +1.15 pts | $15,050 | $395,000 |
| Refinance | 52 | 16 | 69.2% | — | — | — | — |
| Cash-out refinance | 279 | 112 | 59.5% | 7.625% | +1.60 pts | $12,860 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology