Lender in Wisconsin · HMDA 2025
Horicon Bank mortgages in Wisconsin
Horicon Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Horicon Bank originated 223 owner-occupied single-family loans in Wisconsin from 244 completed applications.
Its median conventional purchase loan costs were $2,350 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.50% (Wisconsin: 6.625%).
Loans in WI
223
of 244 applications
Denial rate
5.2%
Purchase · WI 6.2%
Rate spread
+0.06 pts
Conv. · WI +0.12 pts
Loan amount
$245,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 174 | 163 | 5.2% | 6.500% | +0.06 pts | $2,350 | $245,000 |
| Refinance | 21 | 18 | 14.3% | — | — | — | — |
| Cash-out refinance | 49 | 42 | 14.3% | — | +0.16 pts | $1,490 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Horicon Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dodge County | 4 | 64 | 5.1% |
| Green Lake County | 4 | 13 | 4.8% |
| Fond du Lac County | 8 | 51 | 3.4% |
| Washington County | 18 | 32 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology