Lender in Iowa · HMDA 2025
I. H. Mississippi Valley Credit Union mortgages in Iowa
I. H. Mississippi Valley Credit Union's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
I. H. Mississippi Valley Credit Union originated 226 owner-occupied single-family loans in Iowa from 262 completed applications.
Its median conventional purchase loan costs were $2,100 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.125% (Iowa: 6.375%).
Loans in IA
226
of 262 applications
Denial rate
0.0%
Purchase · IA 6.3%
Rate spread
−0.32 pts
Conv. · IA −0.05 pts
Loan amount
$195,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 160 | 160 | 0.0% | 6.125% | −0.32 pts | $2,100 | $195,000 |
| Refinance | 100 | 66 | 11.0% | 5.875% | −0.30 pts | $2,070 | $185,000 |
| Cash-out refinance | 2 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where I. H. Mississippi Valley Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Scott County | 5 | 168 | 6.0% |
| Clinton County | 13 | 12 | 2.2% |
| Cedar County | 14 | 4 | 1.4% |
| Muscatine County | 16 | 6 | 1.4% |
| Louisa County | 19 | 1 | 1.3% |
| Wapello County | 25 | 2 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology