Lender in Illinois · HMDA 2025
I. H. Mississippi Valley Credit Union mortgages in Illinois
I. H. Mississippi Valley Credit Union's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
I. H. Mississippi Valley Credit Union originated 342 owner-occupied single-family loans in Illinois from 408 completed applications.
Its median conventional purchase loan costs were $2,100 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.25% (Illinois: 6.625%).
Loans in IL
342
of 408 applications
Denial rate
0.0%
Purchase · IL 9.2%
Rate spread
−0.20 pts
Conv. · IL +0.27 pts
Loan amount
$145,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 235 | 235 | 0.0% | 6.250% | −0.20 pts | $2,100 | $145,000 |
| Refinance | 171 | 107 | 17.0% | 6.125% | −0.27 pts | $2,070 | $115,000 |
| Cash-out refinance | 2 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where I. H. Mississippi Valley Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rock Island County | 1 | 204 | 11.5% |
| Henry County | 1 | 58 | 8.8% |
| Mercer County | 2 | 19 | 8.2% |
| Warren County | 2 | 10 | 8.1% |
| Knox County | 4 | 27 | 5.3% |
| Whiteside County | 12 | 11 | 2.0% |
| Henderson County | 13 | 1 | 2.2% |
| Stark County | 15 | 1 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology