Lender in North Carolina · HMDA 2025
Integrity Home Mortgage Corporation mortgages in North Carolina
Integrity Home Mortgage Corporation's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Integrity Home Mortgage Corporation originated 603 owner-occupied single-family loans in North Carolina from 679 completed applications.
Its median conventional purchase loan costs were $4,910 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
603
of 679 applications
Denial rate
2.6%
Purchase · NC 7.6%
Rate spread
+0.33 pts
Conv. · NC +0.04 pts
Loan amount
$295,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 608 | 544 | 2.6% | 6.625% | +0.33 pts | $4,910 | $295,000 |
| Refinance | 47 | 40 | 0.0% | 6.375% | −0.03 pts | $4,250 | $305,000 |
| Cash-out refinance | 24 | 19 | 8.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Integrity Home Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wilson County | 5 | 30 | 3.1% |
| Onslow County | 9 | 156 | 3.0% |
| Pender County | 11 | 36 | 2.6% |
| New Hanover County | 12 | 64 | 1.9% |
| Pitt County | 16 | 39 | 1.7% |
| Craven County | 20 | 21 | 1.1% |
| Carteret County | 20 | 14 | 1.3% |
| Halifax County | 23 | 2 | 0.8% |
| Brunswick County | 25 | 41 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology