Lender in Virginia · HMDA 2025
Integrity Home Mortgage Corporation mortgages in Virginia
Integrity Home Mortgage Corporation's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Integrity Home Mortgage Corporation originated 909 owner-occupied single-family loans in Virginia from 1,010 completed applications.
Its median conventional purchase loan costs were $5,520 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.75% (Virginia: 6.625%).
Loans in VA
909
of 1,010 applications
Denial rate
2.6%
Purchase · VA 6.9%
Rate spread
+0.36 pts
Conv. · VA +0.10 pts
Loan amount
$305,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 871 | 787 | 2.6% | 6.750% | +0.36 pts | $5,520 | $305,000 |
| Refinance | 74 | 65 | 5.4% | 6.375% | +0.06 pts | $8,060 | $375,000 |
| Cash-out refinance | 65 | 57 | 7.7% | 7.000% | +0.46 pts | $5,500 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Integrity Home Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rockingham County | 2 | 92 | 9.1% |
| Winchester city | 2 | 34 | 9.7% |
| Page County | 2 | 16 | 5.0% |
| Shenandoah County | 3 | 50 | 7.0% |
| Covington city | 3 | 2 | 2.6% |
| Frederick County | 5 | 110 | 5.8% |
| Roanoke County | 5 | 55 | 3.6% |
| Harrisonburg city | 5 | 14 | 5.5% |
| Warren County | 6 | 26 | 3.5% |
| Staunton city | 6 | 15 | 3.7% |
| Salem city | 7 | 10 | 2.9% |
| Madison County | 7 | 6 | 3.2% |
| Craig County | 8 | 2 | 2.7% |
| Amherst County | 9 | 8 | 2.0% |
| Clarke County | 9 | 5 | 2.6% |
| Roanoke city | 10 | 30 | 2.4% |
| Augusta County | 11 | 27 | 2.5% |
| Botetourt County | 11 | 10 | 2.0% |
| Rockbridge County | 11 | 4 | 1.6% |
| Bath County | 11 | 1 | 2.7% |
| Martinsville city | 13 | 2 | 1.3% |
| Campbell County | 14 | 12 | 1.6% |
| Culpeper County | 15 | 21 | 2.1% |
| Bedford County | 15 | 18 | 1.5% |
| Franklin County | 15 | 11 | 1.7% |
| Floyd County | 17 | 2 | 1.3% |
| Hanover County | 18 | 30 | 1.6% |
| Fauquier County | 22 | 12 | 1.0% |
| Hopewell city | 23 | 5 | 1.2% |
| Goochland County | 24 | 7 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology