Lender in North Carolina · HMDA 2025
Intercoastal Mortgage, LLC mortgages in North Carolina
Intercoastal Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Intercoastal Mortgage, LLC originated 344 owner-occupied single-family loans in North Carolina from 446 completed applications.
Its median conventional purchase loan costs were $3,250 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.625% (North Carolina: 6.50%).
Loans in NC
344
of 446 applications
Denial rate
2.4%
Purchase · NC 7.6%
Rate spread
+0.16 pts
Conv. · NC +0.04 pts
Loan amount
$335,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 420 | 324 | 2.4% | 6.625% | +0.16 pts | $3,250 | $335,000 |
| Refinance | 17 | 12 | — | — | — | — | — |
| Cash-out refinance | 9 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Intercoastal Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 8 | 4 | 2.9% |
| Bertie County | 8 | 2 | 2.5% |
| Robeson County | 13 | 10 | 1.6% |
| Jones County | 13 | 3 | 2.6% |
| Caswell County | 14 | 3 | 1.8% |
| Montgomery County | 17 | 3 | 1.1% |
| Stokes County | 20 | 6 | 1.0% |
| Northampton County | 20 | 1 | 1.1% |
| Pender County | 21 | 17 | 1.2% |
| Columbus County | 21 | 4 | 1.1% |
| Ashe County | 21 | 2 | 0.8% |
| Halifax County | 22 | 2 | 0.8% |
| Rockingham County | 23 | 12 | 0.9% |
| Duplin County | 23 | 4 | 1.1% |
| Richmond County | 23 | 2 | 0.6% |
| Macon County | 24 | 3 | 0.7% |
| Watauga County | 25 | 3 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology