Lender in Virginia · HMDA 2025
Intercoastal Mortgage, LLC mortgages in Virginia
Intercoastal Mortgage, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Intercoastal Mortgage, LLC originated 1,248 owner-occupied single-family loans in Virginia from 1,380 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $6,320 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.50% (Virginia: 6.625%).
Loans in VA
1,248
of 1,380 applications
Denial rate
2.3%
Purchase · VA 6.9%
Rate spread
−0.01 pts
Conv. · VA +0.10 pts
Loan amount
$595,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,253 | 1,131 | 2.3% | 6.500% | −0.01 pts | $6,320 | $595,000 |
| Refinance | 88 | 84 | 0.0% | 6.500% | −0.10 pts | $3,800 | $645,000 |
| Cash-out refinance | 39 | 33 | 5.1% | 6.750% | +0.17 pts | $4,780 | $515,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Intercoastal Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fauquier County | 3 | 67 | 5.5% |
| Loudoun County | 4 | 389 | 5.4% |
| Falls Church city | 6 | 7 | 3.8% |
| Arlington County | 7 | 58 | 2.7% |
| Fairfax County | 9 | 342 | 2.6% |
| Frederick County | 9 | 62 | 3.3% |
| Clarke County | 11 | 4 | 2.1% |
| Manassas city | 12 | 9 | 1.9% |
| Fairfax city | 13 | 7 | 1.8% |
| Alexandria city | 15 | 41 | 2.1% |
| Prince William County | 16 | 103 | 1.5% |
| Winchester city | 20 | 3 | 0.9% |
| Stafford County | 22 | 26 | 0.9% |
| Warren County | 22 | 8 | 1.1% |
| Staunton city | 24 | 4 | 1.0% |
| Martinsville city | 24 | 1 | 0.7% |
| Westmoreland County | 25 | 5 | 1.1% |
| Charlottesville city | 25 | 2 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology