Lender in Kentucky · HMDA 2025
Interlinc Mortgage Services, LLC mortgages in Kentucky
Interlinc Mortgage Services, LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Interlinc Mortgage Services, LLC originated 379 owner-occupied single-family loans in Kentucky from 389 completed applications.
Its median conventional purchase loan costs were $4,470 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.875% (Kentucky: 6.625%).
Loans in KY
379
of 389 applications
Denial rate
1.2%
Purchase · KY 8.2%
Rate spread
+0.41 pts
Conv. · KY +0.21 pts
Loan amount
$255,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 338 | 334 | 1.2% | 6.875% | +0.41 pts | $4,470 | $255,000 |
| Refinance | 37 | 32 | 13.5% | — | +0.33 pts | $4,290 | $295,000 |
| Cash-out refinance | 14 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Interlinc Mortgage Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Spencer County | 4 | 12 | 3.4% |
| Bullitt County | 7 | 42 | 2.6% |
| Jefferson County | 8 | 234 | 2.1% |
| Green County | 11 | 2 | 2.1% |
| Cumberland County | 11 | 1 | 3.5% |
| Trimble County | 12 | 2 | 2.3% |
| Hopkins County | 15 | 9 | 1.7% |
| Henry County | 16 | 3 | 1.4% |
| Crittenden County | 16 | 1 | 1.1% |
| Oldham County | 18 | 19 | 1.6% |
| Nelson County | 18 | 10 | 1.2% |
| Meade County | 18 | 5 | 1.1% |
| Webster County | 18 | 1 | 1.2% |
| Henderson County | 19 | 6 | 1.1% |
| Shelby County | 25 | 9 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology