Lender in North Carolina · HMDA 2025
KBHS Home Loans, LLC mortgages in North Carolina
KBHS Home Loans, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
KBHS Home Loans, LLC originated 458 owner-occupied single-family loans in North Carolina from 508 completed applications.
Its median conventional purchase loan costs were $4,000 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 5.99% (North Carolina: 6.50%).
Loans in NC
458
of 508 applications
Denial rate
8.9%
Purchase · NC 7.6%
Rate spread
−0.30 pts
Conv. · NC +0.04 pts
Loan amount
$335,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 508 | 458 | 8.9% | 5.990% | −0.30 pts | $4,000 | $335,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where KBHS Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alamance County | 12 | 57 | 2.0% |
| Lincoln County | 12 | 31 | 1.9% |
| Harnett County | 13 | 83 | 2.1% |
| Union County | 19 | 64 | 1.3% |
| Durham County | 23 | 56 | 1.2% |
| Orange County | 25 | 11 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology