Lender in Texas · HMDA 2025
KBHS Home Loans, LLC mortgages in Texas
KBHS Home Loans, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
KBHS Home Loans, LLC originated 2,178 owner-occupied single-family loans in Texas from 2,446 completed applications.
Its median conventional purchase loan costs were $6,200 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.475% (Texas: 6.50%).
Loans in TX
2,178
of 2,446 applications
Denial rate
10.6%
Purchase · TX 10.2%
Rate spread
+0.06 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,445 | 2,177 | 10.6% | 6.475% | +0.06 pts | $6,200 | $285,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where KBHS Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kendall County | 2 | 69 | 7.0% |
| Waller County | 5 | 58 | 3.0% |
| Bexar County | 7 | 698 | 2.6% |
| Williamson County | 8 | 353 | 2.7% |
| Caldwell County | 8 | 11 | 2.0% |
| Guadalupe County | 9 | 83 | 1.9% |
| Travis County | 16 | 170 | 1.2% |
| Galveston County | 16 | 69 | 1.3% |
| Brazoria County | 22 | 65 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology