Lender in Illinois · HMDA 2025
Key Mortgage Services, Inc. mortgages in Illinois
Key Mortgage Services, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Key Mortgage Services, Inc. originated 1,289 owner-occupied single-family loans in Illinois from 1,433 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $6,670 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
1,289
of 1,433 applications
Denial rate
3.3%
Purchase · IL 9.2%
Rate spread
+0.29 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,322 | 1,193 | 3.3% | 6.750% | +0.29 pts | $6,670 | $325,000 |
| Refinance | 106 | 95 | 0.0% | 6.625% | +0.23 pts | $3,350 | $315,000 |
| Cash-out refinance | 5 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Key Mortgage Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DuPage County | 12 | 189 | 1.7% |
| McHenry County | 12 | 90 | 1.7% |
| Kane County | 13 | 140 | 1.9% |
| Lake County | 16 | 119 | 1.3% |
| Cook County | 21 | 560 | 1.1% |
| Kendall County | 21 | 29 | 1.1% |
| DeKalb County | 23 | 18 | 1.3% |
| Will County | 24 | 108 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology