Lender in Tennessee · HMDA 2025
Knoxville Tva Employees Credit Union mortgages in Tennessee
Knoxville Tva Employees Credit Union's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Knoxville Tva Employees Credit Union originated 351 owner-occupied single-family loans in Tennessee from 407 completed applications.
Its median conventional purchase loan costs were $6,140 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
351
of 407 applications
Denial rate
3.0%
Purchase · TN 7.7%
Rate spread
−0.08 pts
Conv. · TN +0.11 pts
Loan amount
$255,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 233 | 205 | 3.0% | 6.500% | −0.08 pts | $6,140 | $255,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 171 | 143 | 8.8% | 6.375% | −0.10 pts | $5,100 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Knoxville Tva Employees Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hamblen County | 4 | 49 | 5.2% |
| Jefferson County | 6 | 30 | 3.6% |
| Grainger County | 7 | 12 | 4.3% |
| Cocke County | 7 | 7 | 2.2% |
| Morgan County | 12 | 4 | 2.0% |
| Knox County | 15 | 120 | 1.5% |
| Hancock County | 16 | 1 | 2.2% |
| Sevier County | 17 | 12 | 1.0% |
| Scott County | 18 | 3 | 1.1% |
| Anderson County | 21 | 12 | 1.0% |
| Roane County | 21 | 11 | 1.1% |
| Blount County | 22 | 23 | 0.9% |
| Loudon County | 22 | 13 | 1.1% |
| Hawkins County | 24 | 6 | 0.9% |
| Union County | 24 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology