Lender in Tennessee · HMDA 2025
Legacy Home Loans, LLC mortgages in Tennessee
Legacy Home Loans, LLC's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Legacy Home Loans, LLC originated 1,074 owner-occupied single-family loans in Tennessee from 1,087 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $4,210 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.624% (Tennessee: 6.624%).
Loans in TN
1,074
of 1,087 applications
Denial rate
0.7%
Purchase · TN 7.7%
Rate spread
+0.02 pts
Conv. · TN +0.11 pts
Loan amount
$415,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 924 | 916 | 0.7% | 6.624% | +0.02 pts | $4,210 | $415,000 |
| Refinance | 126 | 123 | 2.4% | 6.375% | +0.00 pts | $3,100 | $475,000 |
| Cash-out refinance | 37 | 35 | 5.4% | 6.625% | +0.08 pts | $3,170 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Legacy Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Davidson County | 3 | 449 | 4.5% |
| Williamson County | 3 | 211 | 4.4% |
| Cheatham County | 11 | 15 | 1.8% |
| Stewart County | 12 | 5 | 2.3% |
| Dickson County | 13 | 19 | 1.8% |
| Sumner County | 14 | 62 | 1.5% |
| Moore County | 15 | 2 | 1.6% |
| Montgomery County | 16 | 93 | 1.6% |
| Maury County | 16 | 31 | 1.3% |
| Rutherford County | 18 | 74 | 1.2% |
| Trousdale County | 20 | 2 | 1.1% |
| Wilson County | 23 | 39 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology