Lender in South Dakota · HMDA 2025
Levo Federal Credit Union mortgages in South Dakota
Levo Federal Credit Union's 2025 home-purchase and refinance lending in South Dakota, compared with all lenders in the state.
Levo Federal Credit Union originated 254 owner-occupied single-family loans in South Dakota from 261 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $4,610 versus $4,750 for all South Dakota lenders, at a median 30-year fixed rate of 6.25% (South Dakota: 6.49%).
Loans in SD
254
of 261 applications
Denial rate
2.0%
Purchase · SD 6.9%
Rate spread
−0.20 pts
Conv. · SD +0.03 pts
Loan amount
$285,000
Purchase · SD $285,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 150 | 147 | 2.0% | 6.250% | −0.20 pts | $4,610 | $285,000 |
| Refinance | 15 | 12 | — | — | — | — | — |
| Cash-out refinance | 96 | 95 | 1.0% | 6.125% | +0.20 pts | $890 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
South Dakota counties where Levo Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Turner County | 2 | 9 | 7.8% |
| Lincoln County | 4 | 70 | 5.3% |
| Minnehaha County | 5 | 150 | 4.9% |
| Faulk County | 6 | 1 | 8.3% |
| Lyman County | 9 | 1 | 6.3% |
| Lake County | 11 | 3 | 2.0% |
| Douglas County | 11 | 1 | 3.9% |
| McCook County | 15 | 2 | 2.2% |
| Hamlin County | 17 | 1 | 1.2% |
| Yankton County | 18 | 3 | 1.2% |
| Brown County | 20 | 2 | 0.7% |
| Moody County | 20 | 1 | 1.7% |
| Union County | 21 | 3 | 1.3% |
| Grant County | 21 | 1 | 1.3% |
| Brookings County | 22 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology