Lender in Massachusetts · HMDA 2025
Liberty Bank mortgages in Massachusetts
Liberty Bank's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Liberty Bank originated 209 owner-occupied single-family loans in Massachusetts from 223 completed applications.
Its median conventional purchase loan costs were $4,120 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.125% (Massachusetts: 6.575%).
Loans in MA
209
of 223 applications
Denial rate
5.2%
Purchase · MA 6.3%
Rate spread
−0.23 pts
Conv. · MA +0.02 pts
Loan amount
$525,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 192 | 180 | 5.2% | 6.125% | −0.23 pts | $4,120 | $525,000 |
| Refinance | 23 | 22 | 4.3% | — | −0.28 pts | $4,220 | $985,000 |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Liberty Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hampden County | 16 | 76 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology