Lender in Connecticut · HMDA 2025
Liberty Bank mortgages in Connecticut
Liberty Bank's 2025 home-purchase and refinance lending in Connecticut, compared with all lenders in the state.
Liberty Bank originated 941 owner-occupied single-family loans in Connecticut from 1,018 completed applications, making it the state's #7 lender by volume.
Its median conventional purchase loan costs were $3,870 versus $5,920 for all Connecticut lenders, at a median 30-year fixed rate of 6.25% (Connecticut: 6.625%).
Loans in CT
941
of 1,018 applications
Denial rate
3.6%
Purchase · CT 7.5%
Rate spread
−0.15 pts
Conv. · CT +0.14 pts
Loan amount
$315,000
Purchase · CT $355,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 908 | 848 | 3.6% | 6.250% | −0.15 pts | $3,870 | $315,000 |
| Refinance | 80 | 68 | 8.8% | — | +0.47 pts | $0 | $125,000 |
| Cash-out refinance | 30 | 25 | 10.0% | — | −0.18 pts | $3,270 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Connecticut counties where Liberty Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| South Central Connecticut Planning Region | 4 | 174 | 3.1% |
| Lower Connecticut River Valley Planning Region | 4 | 124 | 5.7% |
| Capitol Planning Region | 6 | 372 | 3.5% |
| Naugatuck Valley Planning Region | 8 | 127 | 2.4% |
| Southeastern Connecticut Planning Region | 12 | 71 | 2.1% |
| Northwest Hills Planning Region | 14 | 25 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology