Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in California · HMDA 2025

LoanUnited.com, LLC mortgages in California

LoanUnited.com, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.

LoanUnited.com, LLC originated 403 owner-occupied single-family loans in California from 504 completed applications.

Loans in CA
403
of 504 applications
Denial rate
12.8%
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
$545,000
Purchase · CA $575,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase15613612.8%———$545,000
Refinance34826722.4%6.250%+0.09 pts$8,010$505,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology