Lender in Virginia · HMDA 2025
LoanUnited.com, LLC mortgages in Virginia
LoanUnited.com, LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
LoanUnited.com, LLC originated 324 owner-occupied single-family loans in Virginia from 374 completed applications.
Its median conventional purchase loan costs were $6,330 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.375% (Virginia: 6.625%).
Loans in VA
324
of 374 applications
Denial rate
10.5%
Purchase · VA 6.9%
Rate spread
+0.16 pts
Conv. · VA +0.10 pts
Loan amount
$375,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 181 | 162 | 10.5% | 6.375% | +0.16 pts | $6,330 | $375,000 |
| Refinance | 193 | 162 | 16.1% | — | — | — | $405,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where LoanUnited.com, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Floyd County | 20 | 2 | 1.3% |
| Isle of Wight County | 21 | 10 | 1.1% |
| Franklin city | 21 | 2 | 1.1% |
| Chesapeake city | 25 | 41 | 0.8% |
| Norfolk city | 25 | 31 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology