Lender in Florida · HMDA 2025
M/I Financial, LLC mortgages in Florida
M/I Financial, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
M/I Financial, LLC originated 1,175 owner-occupied single-family loans in Florida from 1,401 completed applications.
Its median conventional purchase loan costs were $12,330 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 5.875% (Florida: 6.625%).
Loans in FL
1,175
of 1,401 applications
Denial rate
3.4%
Purchase · FL 12.8%
Rate spread
−0.53 pts
Conv. · FL +0.14 pts
Loan amount
$425,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,401 | 1,175 | 3.4% | 5.875% | −0.53 pts | $12,330 | $425,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where M/I Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pasco County | 5 | 303 | 2.4% |
| Osceola County | 9 | 147 | 2.1% |
| Orange County | 11 | 197 | 1.3% |
| Manatee County | 12 | 143 | 1.8% |
| Seminole County | 13 | 84 | 1.5% |
| Hernando County | 13 | 74 | 1.7% |
| Sarasota County | 15 | 85 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology