Lender in North Carolina · HMDA 2025
M/I Financial, LLC mortgages in North Carolina
M/I Financial, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
M/I Financial, LLC originated 637 owner-occupied single-family loans in North Carolina from 687 completed applications.
Its median conventional purchase loan costs were $13,370 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 5.875% (North Carolina: 6.50%).
Loans in NC
637
of 687 applications
Denial rate
0.4%
Purchase · NC 7.6%
Rate spread
−0.50 pts
Conv. · NC +0.04 pts
Loan amount
$485,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 687 | 637 | 0.4% | 5.875% | −0.50 pts | $13,370 | $485,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where M/I Financial, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cabarrus County | 5 | 125 | 2.8% |
| Wake County | 18 | 271 | 1.4% |
| Union County | 21 | 61 | 1.2% |
| Catawba County | 25 | 22 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology