Lender in New Jersey · HMDA 2025
Millenium Home Mortgage, LLC mortgages in New Jersey
Millenium Home Mortgage, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Millenium Home Mortgage, LLC originated 232 owner-occupied single-family loans in New Jersey from 236 completed applications.
Its median conventional purchase loan costs were $6,690 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
232
of 236 applications
Denial rate
2.1%
Purchase · NJ 8.4%
Rate spread
+0.02 pts
Conv. · NJ +0.12 pts
Loan amount
$445,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 188 | 184 | 2.1% | 6.625% | +0.02 pts | $6,690 | $445,000 |
| Refinance | 25 | 25 | 0.0% | — | −0.13 pts | $6,730 | $465,000 |
| Cash-out refinance | 23 | 23 | 0.0% | — | — | — | $395,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Millenium Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 12 | 29 | 1.9% |
| Hunterdon County | 16 | 23 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology