Lender in New Jersey · HMDA 2025
MLB Residential Lending, LLC mortgages in New Jersey
MLB Residential Lending, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
MLB Residential Lending, LLC originated 255 owner-occupied single-family loans in New Jersey from 305 completed applications.
Its median conventional purchase loan costs were $11,630 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.875% (New Jersey: 6.625%).
Loans in NJ
255
of 305 applications
Denial rate
9.4%
Purchase · NJ 8.4%
Rate spread
+0.53 pts
Conv. · NJ +0.12 pts
Loan amount
$445,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 233 | 196 | 9.4% | 6.875% | +0.53 pts | $11,630 | $445,000 |
| Refinance | 20 | 16 | 10.0% | — | — | — | — |
| Cash-out refinance | 52 | 43 | 3.9% | 7.375% | +1.02 pts | $11,170 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology