Lender in Florida · HMDA 2025
Mortgage 1 Incorporated mortgages in Florida
Mortgage 1 Incorporated's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Mortgage 1 Incorporated originated 202 owner-occupied single-family loans in Florida from 223 completed applications.
Its median conventional purchase loan costs were $5,670 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
202
of 223 applications
Denial rate
2.0%
Purchase · FL 12.8%
Rate spread
+0.14 pts
Conv. · FL +0.14 pts
Loan amount
$305,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 202 | 187 | 2.0% | 6.625% | +0.14 pts | $5,670 | $305,000 |
| Refinance | 11 | 7 | — | — | — | — | — |
| Cash-out refinance | 10 | 8 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Mortgage 1 Incorporated ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lee County | 17 | 157 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology