Lender in New Jersey · HMDA 2025
Mortgage Access Corp. mortgages in New Jersey
Mortgage Access Corp.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Mortgage Access Corp. originated 573 owner-occupied single-family loans in New Jersey from 622 completed applications.
Its median conventional purchase loan costs were $6,280 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
573
of 622 applications
Denial rate
5.5%
Purchase · NJ 8.4%
Rate spread
+0.13 pts
Conv. · NJ +0.12 pts
Loan amount
$405,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 567 | 526 | 5.5% | 6.625% | +0.13 pts | $6,280 | $405,000 |
| Refinance | 33 | 28 | 12.1% | — | −0.07 pts | $5,050 | $395,000 |
| Cash-out refinance | 22 | 19 | 9.1% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Mortgage Access Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sussex County | 9 | 48 | 2.0% |
| Morris County | 11 | 103 | 1.7% |
| Hunterdon County | 12 | 28 | 1.8% |
| Warren County | 15 | 22 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology