Lender in Georgia · HMDA 2025
Mortgage Assurance, Inc. mortgages in Georgia
Mortgage Assurance, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Mortgage Assurance, Inc. originated 392 owner-occupied single-family loans in Georgia from 398 completed applications.
Its median conventional purchase loan costs were $7,850 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.49% (Georgia: 6.624%).
Loans in GA
392
of 398 applications
Denial rate
0.9%
Purchase · GA 9.9%
Rate spread
+0.29 pts
Conv. · GA +0.13 pts
Loan amount
$375,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 328 | 322 | 0.9% | 6.490% | +0.29 pts | $7,850 | $375,000 |
| Refinance | 26 | 26 | 0.0% | — | −0.02 pts | $6,200 | $395,000 |
| Cash-out refinance | 44 | 44 | 0.0% | 6.500% | +0.16 pts | $5,850 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Mortgage Assurance, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cherokee County | 21 | 52 | 1.0% |
| Floyd County | 25 | 13 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology