Lender in Arkansas · HMDA 2025
Mr. Cooper mortgages in Arkansas
Mr. Cooper's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Mr. Cooper originated 257 owner-occupied single-family loans in Arkansas from 320 completed applications.
Its median conventional purchase loan costs were $3,820 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.625% (Arkansas: 6.625%).
Loans in AR
257
of 320 applications
Denial rate
6.9%
Purchase · AR 8.5%
Rate spread
+0.17 pts
Conv. · AR +0.17 pts
Loan amount
$255,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 72 | 67 | 6.9% | 6.625% | +0.17 pts | $3,820 | $255,000 |
| Refinance | 89 | 72 | 12.4% | 6.490% | +0.04 pts | $3,420 | $265,000 |
| Cash-out refinance | 159 | 118 | 23.3% | 7.750% | +1.09 pts | $6,520 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Howard County | 10 | 2 | 2.8% |
| Monroe County | 11 | 1 | 4.5% |
| Newton County | 13 | 2 | 3.0% |
| Nevada County | 13 | 1 | 2.0% |
| Mississippi County | 14 | 4 | 1.1% |
| Chicot County | 14 | 1 | 2.6% |
| Baxter County | 15 | 6 | 1.0% |
| Lincoln County | 15 | 1 | 2.0% |
| Yell County | 16 | 2 | 1.1% |
| Cleveland County | 16 | 1 | 1.8% |
| Drew County | 16 | 1 | 1.0% |
| Crittenden County | 17 | 4 | 0.8% |
| Jefferson County | 19 | 5 | 1.1% |
| Cleburne County | 19 | 4 | 1.3% |
| Conway County | 19 | 3 | 1.4% |
| Montgomery County | 19 | 1 | 1.5% |
| Scott County | 19 | 1 | 1.2% |
| Pope County | 20 | 8 | 1.2% |
| Ouachita County | 20 | 2 | 1.0% |
| St. Francis County | 21 | 1 | 1.3% |
| Johnson County | 22 | 2 | 0.7% |
| Union County | 22 | 2 | 0.7% |
| Ashley County | 24 | 1 | 0.8% |
| Jackson County | 24 | 1 | 0.9% |
| Prairie County | 24 | 1 | 1.5% |
| Van Buren County | 25 | 2 | 1.1% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology