Lender in Massachusetts · HMDA 2025
Mr. Cooper mortgages in Massachusetts
Mr. Cooper's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Mr. Cooper originated 445 owner-occupied single-family loans in Massachusetts from 576 completed applications.
Its median conventional purchase loan costs were $5,630 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).
Loans in MA
445
of 576 applications
Denial rate
6.3%
Purchase · MA 6.3%
Rate spread
+0.09 pts
Conv. · MA +0.02 pts
Loan amount
$485,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 64 | 59 | 6.3% | 6.750% | +0.09 pts | $5,630 | $485,000 |
| Refinance | 211 | 173 | 13.7% | 5.990% | −0.19 pts | $3,050 | $405,000 |
| Cash-out refinance | 301 | 213 | 27.9% | 6.990% | +0.63 pts | $11,030 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Berkshire County | 19 | 8 | 0.6% |
| Franklin County | 25 | 5 | 0.8% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology