Lender in Maryland · HMDA 2025
Mr. Cooper mortgages in Maryland
Mr. Cooper's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Mr. Cooper originated 577 owner-occupied single-family loans in Maryland from 715 completed applications.
Its median conventional purchase loan costs were $5,560 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).
Loans in MD
577
of 715 applications
Denial rate
10.2%
Purchase · MD 8.6%
Rate spread
+0.23 pts
Conv. · MD +0.14 pts
Loan amount
$375,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 98 | 86 | 10.2% | 6.750% | +0.23 pts | $5,560 | $375,000 |
| Refinance | 255 | 212 | 12.9% | 6.125% | −0.17 pts | $3,620 | $405,000 |
| Cash-out refinance | 362 | 279 | 20.4% | 7.125% | +0.79 pts | $8,450 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dorchester County | 15 | 9 | 1.8% |
| Allegany County | 19 | 8 | 1.1% |
| Calvert County | 24 | 15 | 0.9% |
- Mr. Cooper nationwide
- Maryland mortgage market
- Mr. Cooper in Texas
- Mr. Cooper in California
- Mr. Cooper in Florida
- Mr. Cooper in Georgia
- Mr. Cooper in North Carolina
- Mr. Cooper in Illinois
- Mr. Cooper in Ohio
- Mr. Cooper in Michigan
- Mr. Cooper in New York
- Mr. Cooper in Pennsylvania
- Mr. Cooper in Virginia
- Mr. Cooper in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology