Lender in Missouri · HMDA 2025
Mr. Cooper mortgages in Missouri
Mr. Cooper's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Mr. Cooper originated 679 owner-occupied single-family loans in Missouri from 842 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $3,770 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
679
of 842 applications
Denial rate
9.6%
Purchase · MO 6.5%
Rate spread
+0.22 pts
Conv. · MO +0.24 pts
Loan amount
$265,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 135 | 120 | 9.6% | 6.625% | +0.22 pts | $3,770 | $265,000 |
| Refinance | 247 | 206 | 13.4% | 6.375% | +0.01 pts | $4,550 | $255,000 |
| Cash-out refinance | 460 | 353 | 21.5% | 7.125% | +0.99 pts | $6,990 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Mr. Cooper ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ray County | 8 | 12 | 3.0% |
| Livingston County | 8 | 5 | 3.3% |
| Madison County | 9 | 3 | 2.1% |
| Dent County | 10 | 4 | 3.1% |
| Maries County | 11 | 3 | 2.8% |
| Randolph County | 12 | 7 | 2.0% |
| Gasconade County | 12 | 4 | 2.5% |
| Adair County | 12 | 3 | 1.2% |
| Mercer County | 12 | 1 | 4.3% |
| Mississippi County | 13 | 2 | 2.2% |
| Grundy County | 14 | 2 | 2.0% |
| Linn County | 14 | 2 | 1.3% |
| Dade County | 15 | 2 | 2.4% |
| Cedar County | 16 | 2 | 1.2% |
| Lewis County | 16 | 1 | 1.3% |
| Pemiscot County | 16 | 1 | 1.2% |
| Harrison County | 17 | 1 | 1.5% |
| Atchison County | 18 | 1 | 1.7% |
| Cole County | 19 | 8 | 0.7% |
| St. Francois County | 19 | 8 | 0.9% |
| Howell County | 19 | 5 | 1.3% |
| Henry County | 19 | 4 | 1.2% |
| Buchanan County | 20 | 12 | 1.0% |
| Barry County | 20 | 4 | 1.0% |
| Bates County | 20 | 3 | 1.3% |
| Clay County | 21 | 51 | 1.1% |
| Pettis County | 21 | 5 | 0.8% |
| Stoddard County | 21 | 3 | 1.0% |
| Camden County | 22 | 7 | 0.8% |
| Audrain County | 22 | 3 | 0.9% |
- Mr. Cooper nationwide
- Missouri mortgage market
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- Mr. Cooper in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology