Lender in Oklahoma · HMDA 2025
Mr. Cooper mortgages in Oklahoma
Mr. Cooper's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Mr. Cooper originated 311 owner-occupied single-family loans in Oklahoma from 394 completed applications.
Its median conventional purchase loan costs were $4,670 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.75% (Oklahoma: 6.625%).
Loans in OK
311
of 394 applications
Denial rate
9.5%
Purchase · OK 7.6%
Rate spread
+0.19 pts
Conv. · OK +0.21 pts
Loan amount
$255,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 105 | 93 | 9.5% | 6.750% | +0.19 pts | $4,670 | $255,000 |
| Refinance | 61 | 51 | 14.8% | — | +0.01 pts | $7,350 | $215,000 |
| Cash-out refinance | 228 | 167 | 25.0% | 7.125% | +0.97 pts | $8,420 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Craig County | 7 | 4 | 3.8% |
| Atoka County | 9 | 2 | 2.6% |
| Custer County | 12 | 4 | 1.9% |
| Sequoyah County | 14 | 6 | 1.4% |
| Pontotoc County | 15 | 4 | 1.0% |
| Adair County | 15 | 2 | 1.6% |
| Payne County | 17 | 9 | 1.3% |
| Jackson County | 17 | 4 | 1.3% |
| Kay County | 18 | 3 | 0.8% |
| Pawnee County | 18 | 3 | 2.0% |
| Cotton County | 18 | 1 | 1.6% |
| Muskogee County | 20 | 6 | 0.9% |
| Blaine County | 20 | 1 | 1.5% |
| Pittsburg County | 21 | 3 | 0.8% |
| Johnston County | 21 | 1 | 1.8% |
| McIntosh County | 22 | 2 | 1.2% |
| Murray County | 22 | 2 | 1.4% |
| Garfield County | 23 | 5 | 0.8% |
| Garvin County | 23 | 3 | 1.2% |
| Beckham County | 23 | 2 | 1.1% |
| Bryan County | 25 | 3 | 0.6% |
| Hughes County | 25 | 1 | 1.2% |
| Nowata County | 25 | 1 | 1.6% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology