Lender in Oregon · HMDA 2025
Mr. Cooper mortgages in Oregon
Mr. Cooper's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Mr. Cooper originated 257 owner-occupied single-family loans in Oregon from 331 completed applications.
Its median conventional purchase loan costs were $5,850 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
257
of 331 applications
Denial rate
20.7%
Purchase · OR 5.7%
Rate spread
+0.11 pts
Conv. · OR +0.12 pts
Loan amount
$395,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 87 | 69 | 20.7% | 6.625% | +0.11 pts | $5,850 | $395,000 |
| Refinance | 107 | 85 | 19.6% | 6.125% | −0.22 pts | $3,500 | $395,000 |
| Cash-out refinance | 137 | 103 | 22.6% | 6.875% | +0.53 pts | $10,310 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wallowa County | 7 | 3 | 4.0% |
| Sherman County | 10 | 1 | 5.3% |
| Lincoln County | 14 | 8 | 1.7% |
| Tillamook County | 14 | 5 | 1.7% |
| Union County | 15 | 3 | 1.1% |
| Lake County | 15 | 1 | 2.5% |
| Malheur County | 16 | 4 | 1.5% |
| Klamath County | 17 | 14 | 1.8% |
| Grant County | 24 | 1 | 1.5% |
- Mr. Cooper nationwide
- Oregon mortgage market
- Mr. Cooper in Texas
- Mr. Cooper in California
- Mr. Cooper in Florida
- Mr. Cooper in Georgia
- Mr. Cooper in North Carolina
- Mr. Cooper in Illinois
- Mr. Cooper in Ohio
- Mr. Cooper in Michigan
- Mr. Cooper in New York
- Mr. Cooper in Pennsylvania
- Mr. Cooper in Virginia
- Mr. Cooper in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology