Lender in South Carolina · HMDA 2025
Mr. Cooper mortgages in South Carolina
Mr. Cooper's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Mr. Cooper originated 614 owner-occupied single-family loans in South Carolina from 756 completed applications.
Its median conventional purchase loan costs were $5,010 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
614
of 756 applications
Denial rate
5.4%
Purchase · SC 8.8%
Rate spread
+0.08 pts
Conv. · SC +0.12 pts
Loan amount
$285,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 167 | 155 | 5.4% | 6.625% | +0.08 pts | $5,010 | $285,000 |
| Refinance | 221 | 183 | 13.1% | 6.125% | −0.14 pts | $6,730 | $295,000 |
| Cash-out refinance | 368 | 276 | 22.3% | 7.250% | +0.91 pts | $7,750 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Mr. Cooper ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenwood County | 20 | 7 | 0.9% |
| Abbeville County | 20 | 3 | 1.5% |
| Marion County | 23 | 2 | 1.1% |
| Chester County | 24 | 4 | 0.7% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology