Lender in Tennessee · HMDA 2025
Mr. Cooper mortgages in Tennessee
Mr. Cooper's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Mr. Cooper originated 756 owner-occupied single-family loans in Tennessee from 923 completed applications.
Its median conventional purchase loan costs were $5,320 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).
Loans in TN
756
of 923 applications
Denial rate
8.6%
Purchase · TN 7.7%
Rate spread
+0.17 pts
Conv. · TN +0.11 pts
Loan amount
$355,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 162 | 147 | 8.6% | 6.625% | +0.17 pts | $5,320 | $355,000 |
| Refinance | 252 | 206 | 13.5% | 5.990% | −0.11 pts | $3,650 | $315,000 |
| Cash-out refinance | 509 | 403 | 19.1% | 6.990% | +0.79 pts | $7,300 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Mr. Cooper ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bledsoe County | 9 | 3 | 2.0% |
| Carroll County | 12 | 6 | 1.6% |
| Weakley County | 13 | 5 | 1.5% |
| Wayne County | 13 | 2 | 1.4% |
| Fentress County | 15 | 4 | 1.4% |
| Sevier County | 16 | 14 | 1.2% |
| Cumberland County | 16 | 13 | 1.5% |
| Coffee County | 18 | 9 | 0.9% |
| DeKalb County | 19 | 4 | 1.1% |
| Hardin County | 19 | 3 | 0.9% |
| Henderson County | 19 | 3 | 1.0% |
| Haywood County | 19 | 2 | 1.3% |
| Greene County | 20 | 9 | 1.0% |
| Grainger County | 20 | 3 | 1.1% |
| Lauderdale County | 20 | 2 | 1.0% |
| Dyer County | 21 | 3 | 0.8% |
| Benton County | 21 | 2 | 0.9% |
| Sullivan County | 22 | 24 | 1.0% |
| Robertson County | 22 | 14 | 0.8% |
| Anderson County | 22 | 12 | 1.0% |
| Bedford County | 22 | 7 | 0.8% |
| Warren County | 22 | 6 | 1.1% |
| Cocke County | 23 | 4 | 1.3% |
| Obion County | 23 | 3 | 0.9% |
| Stewart County | 23 | 3 | 1.4% |
| Hancock County | 23 | 1 | 2.2% |
| Hamblen County | 24 | 9 | 1.0% |
| Jefferson County | 24 | 7 | 0.8% |
| Franklin County | 24 | 5 | 0.7% |
| Humphreys County | 24 | 3 | 0.9% |
- Mr. Cooper nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology