Lender in Illinois · HMDA 2025
Mutual of Omaha Mortgage, Inc. mortgages in Illinois
Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Mutual of Omaha Mortgage, Inc. originated 960 owner-occupied single-family loans in Illinois from 1,152 completed applications.
Its median conventional purchase loan costs were $6,520 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
960
of 1,152 applications
Denial rate
4.5%
Purchase · IL 9.2%
Rate spread
+0.41 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 638 | 599 | 4.5% | 6.875% | +0.41 pts | $6,520 | $325,000 |
| Refinance | 120 | 111 | 5.8% | 6.490% | −0.02 pts | $2,960 | $385,000 |
| Cash-out refinance | 394 | 250 | 32.5% | 6.990% | +0.74 pts | $6,890 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Mutual of Omaha Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 11 | 2 | 2.3% |
| Jo Daviess County | 15 | 3 | 1.7% |
| Greene County | 16 | 2 | 1.8% |
| Jasper County | 16 | 1 | 1.4% |
| Kendall County | 18 | 32 | 1.2% |
| Perry County | 18 | 2 | 1.7% |
| Edgar County | 19 | 2 | 1.3% |
| Kane County | 20 | 94 | 1.3% |
| Madison County | 21 | 55 | 1.4% |
| DuPage County | 23 | 112 | 1.0% |
| Jefferson County | 25 | 2 | 0.8% |
- Mutual of Omaha Mortgage, Inc. nationwide
- Illinois mortgage market
- Mutual of Omaha Mortgage, Inc. in North Carolina
- Mutual of Omaha Mortgage, Inc. in Ohio
- Mutual of Omaha Mortgage, Inc. in Florida
- Mutual of Omaha Mortgage, Inc. in Georgia
- Mutual of Omaha Mortgage, Inc. in Texas
- Mutual of Omaha Mortgage, Inc. in Minnesota
- Mutual of Omaha Mortgage, Inc. in Virginia
- Mutual of Omaha Mortgage, Inc. in California
- Mutual of Omaha Mortgage, Inc. in Tennessee
- Mutual of Omaha Mortgage, Inc. in Arizona
- Mutual of Omaha Mortgage, Inc. in New Jersey
- Mutual of Omaha Mortgage, Inc. in Massachusetts
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology