Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New Jersey · HMDA 2025

Mutual of Omaha Mortgage, Inc. mortgages in New Jersey

Mutual of Omaha Mortgage, Inc.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.

Mutual of Omaha Mortgage, Inc. originated 466 owner-occupied single-family loans in New Jersey from 686 completed applications.

Its median conventional purchase loan costs were $6,440 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.49% (New Jersey: 6.625%).

Loans in NJ
466
of 686 applications
Denial rate
6.8%
Purchase · NJ 8.4%
Rate spread
−0.23 pts
Conv. · NJ +0.12 pts
Loan amount
$525,000
Purchase · NJ $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1481366.8%6.490%−0.23 pts$6,440$525,000
Refinance1027718.6%5.990%−0.30 pts$3,570$555,000
Cash-out refinance43625339.0%6.750%+0.52 pts$11,660$335,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology