Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

Nations Lending Corporation mortgages in Arizona

Nations Lending Corporation's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Nations Lending Corporation originated 454 owner-occupied single-family loans in Arizona from 551 completed applications.

Its median conventional purchase loan costs were $5,650 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).

Loans in AZ
454
of 551 applications
Denial rate
2.6%
Purchase · AZ 8.2%
Rate spread
+0.12 pts
Conv. · AZ +0.11 pts
Loan amount
$445,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4643852.6%6.625%+0.12 pts$5,650$445,000
Refinance55440.0%6.125%−0.06 pts$4,170$385,000
Cash-out refinance32259.4%———$245,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Nations Lending Corporation ranks in the top 25

CountyRankLoansMarket share
Yavapai County17451.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology