Lender in Texas · HMDA 2025
Nations Lending Corporation mortgages in Texas
Nations Lending Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Nations Lending Corporation originated 598 owner-occupied single-family loans in Texas from 651 completed applications.
Its median conventional purchase loan costs were $5,950 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
598
of 651 applications
Denial rate
2.3%
Purchase · TX 10.2%
Rate spread
+0.18 pts
Conv. · TX +0.09 pts
Loan amount
$275,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 559 | 520 | 2.3% | 6.625% | +0.18 pts | $5,950 | $275,000 |
| Refinance | 68 | 56 | 4.4% | 6.500% | +0.28 pts | $6,220 | $315,000 |
| Cash-out refinance | 24 | 22 | 4.2% | 6.990% | +0.44 pts | $6,980 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Nations Lending Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hopkins County | 2 | 35 | 9.2% |
| Andrews County | 4 | 12 | 5.0% |
| Wheeler County | 7 | 1 | 3.5% |
| Rains County | 9 | 4 | 2.8% |
| Delta County | 9 | 1 | 1.8% |
| Mills County | 9 | 1 | 2.3% |
| Lynn County | 12 | 1 | 1.5% |
| Franklin County | 13 | 2 | 1.7% |
| Ector County | 14 | 35 | 1.6% |
| Lamar County | 16 | 5 | 1.3% |
| Madison County | 16 | 1 | 1.1% |
| Gray County | 17 | 2 | 1.1% |
| Starr County | 17 | 2 | 1.1% |
| Clay County | 20 | 1 | 0.7% |
| Red River County | 20 | 1 | 1.1% |
| Hidalgo County | 22 | 73 | 1.3% |
| Chambers County | 22 | 12 | 1.0% |
| Shelby County | 22 | 1 | 0.9% |
| Midland County | 23 | 29 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology