Lender in Missouri · HMDA 2025
Navy Federal Credit Union mortgages in Missouri
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Navy Federal Credit Union originated 629 owner-occupied single-family loans in Missouri from 752 completed applications.
Its median conventional purchase loan costs were $2,710 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.75% (Missouri: 6.625%).
Loans in MO
629
of 752 applications
Denial rate
10.5%
Purchase · MO 6.5%
Rate spread
+0.01 pts
Conv. · MO +0.24 pts
Loan amount
$295,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 581 | 516 | 10.5% | 6.750% | +0.01 pts | $2,710 | $295,000 |
| Refinance | 76 | 50 | 31.6% | — | −0.35 pts | $1,670 | $285,000 |
| Cash-out refinance | 95 | 63 | 33.7% | — | — | — | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Navy Federal Credit Union ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pulaski County | 3 | 53 | 5.6% |
| Shannon County | 5 | 2 | 3.5% |
| Atchison County | 6 | 2 | 3.3% |
| Clark County | 7 | 1 | 3.9% |
| Wayne County | 9 | 3 | 3.2% |
| Pemiscot County | 10 | 2 | 2.5% |
| Carter County | 10 | 1 | 2.0% |
| Madison County | 12 | 2 | 1.4% |
| Holt County | 12 | 1 | 2.4% |
| Benton County | 13 | 4 | 1.4% |
| Marion County | 14 | 4 | 1.1% |
| Douglas County | 14 | 2 | 1.7% |
| Platte County | 15 | 29 | 1.6% |
| St. Francois County | 16 | 9 | 1.0% |
| Reynolds County | 16 | 1 | 1.7% |
| Callaway County | 17 | 6 | 0.9% |
| Dade County | 17 | 1 | 1.2% |
| Butler County | 18 | 4 | 0.8% |
| Stone County | 19 | 6 | 1.1% |
| Stoddard County | 19 | 3 | 1.0% |
| Ralls County | 19 | 1 | 0.9% |
| Vernon County | 20 | 2 | 1.0% |
| Carroll County | 20 | 1 | 1.0% |
| Johnson County | 21 | 13 | 1.2% |
| Hickory County | 21 | 1 | 0.9% |
| Linn County | 21 | 1 | 0.6% |
| Boone County | 22 | 18 | 0.7% |
| Gasconade County | 22 | 2 | 1.2% |
| Dunklin County | 22 | 1 | 0.5% |
| Phelps County | 23 | 4 | 0.8% |
- Navy Federal Credit Union nationwide
- Missouri mortgage market
- Navy Federal Credit Union in Florida
- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Ohio
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology