Lender in Colorado · HMDA 2025
NBH Bank mortgages in Colorado
NBH Bank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
NBH Bank originated 342 owner-occupied single-family loans in Colorado from 371 completed applications.
Its median conventional purchase loan costs were $3,730 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
342
of 371 applications
Denial rate
4.7%
Purchase · CO 6.3%
Rate spread
+0.17 pts
Conv. · CO +0.04 pts
Loan amount
$445,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 297 | 282 | 4.7% | 6.625% | +0.17 pts | $3,730 | $445,000 |
| Refinance | 44 | 34 | 22.7% | — | +0.00 pts | $3,810 | $405,000 |
| Cash-out refinance | 30 | 26 | 13.3% | — | — | — | $405,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where NBH Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lincoln County | 1 | 11 | 17.2% |
| San Miguel County | 2 | 12 | 15.2% |
| Cheyenne County | 3 | 2 | 15.4% |
| Alamosa County | 8 | 2 | 2.4% |
| Kit Carson County | 10 | 2 | 3.2% |
| Gunnison County | 12 | 3 | 1.4% |
| Dolores County | 12 | 1 | 5.3% |
| Ouray County | 13 | 2 | 2.4% |
| Conejos County | 13 | 1 | 4.0% |
| Grand County | 14 | 5 | 1.7% |
| Crowley County | 15 | 1 | 4.5% |
| Rio Blanco County | 17 | 2 | 1.9% |
| Rio Grande County | 18 | 2 | 1.8% |
| La Plata County | 19 | 5 | 0.7% |
| Archuleta County | 19 | 3 | 1.2% |
| El Paso County | 20 | 157 | 1.1% |
| Teller County | 20 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology