Lender in California · HMDA 2025
New Wave Lending Group Inc. mortgages in California
New Wave Lending Group Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
New Wave Lending Group Inc. originated 1,985 owner-occupied single-family loans in California from 2,016 completed applications.
Its median conventional purchase loan costs were $10,000 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).
Loans in CA
1,985
of 2,016 applications
Denial rate
0.2%
Purchase · CA 8.9%
Rate spread
+0.59 pts
Conv. · CA +0.09 pts
Loan amount
$665,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,275 | 1,256 | 0.2% | 6.875% | +0.59 pts | $10,000 | $665,000 |
| Refinance | 462 | 455 | 0.0% | 6.750% | +0.31 pts | $5,130 | $665,000 |
| Cash-out refinance | 279 | 274 | 0.0% | 7.000% | +0.65 pts | $7,050 | $645,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where New Wave Lending Group Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 10 | 362 | 1.7% |
| Los Angeles County | 13 | 756 | 1.4% |
| Alameda County | 21 | 139 | 1.0% |
| San Francisco County | 25 | 39 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology