Lender in New Jersey · HMDA 2025
NJ Lenders Corp. mortgages in New Jersey
NJ Lenders Corp.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
NJ Lenders Corp. originated 777 owner-occupied single-family loans in New Jersey from 833 completed applications.
Its median conventional purchase loan costs were $6,070 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.75% (New Jersey: 6.625%).
Loans in NJ
777
of 833 applications
Denial rate
2.5%
Purchase · NJ 8.4%
Rate spread
+0.05 pts
Conv. · NJ +0.12 pts
Loan amount
$485,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 727 | 685 | 2.5% | 6.750% | +0.05 pts | $6,070 | $485,000 |
| Refinance | 47 | 42 | 8.5% | 6.500% | −0.06 pts | $5,450 | $625,000 |
| Cash-out refinance | 59 | 50 | 11.9% | 6.875% | +0.14 pts | $5,140 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where NJ Lenders Corp. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bergen County | 11 | 146 | 1.8% |
| Passaic County | 12 | 76 | 2.0% |
| Essex County | 13 | 97 | 1.6% |
| Morris County | 13 | 93 | 1.6% |
| Sussex County | 15 | 33 | 1.4% |
| Hudson County | 17 | 51 | 1.3% |
| Warren County | 23 | 13 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology