Lender in Wisconsin · HMDA 2025
North Shore Bank mortgages in Wisconsin
North Shore Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
North Shore Bank originated 209 owner-occupied single-family loans in Wisconsin from 268 completed applications.
Its median conventional purchase loan costs were $3,450 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.50% (Wisconsin: 6.625%).
Loans in WI
209
of 268 applications
Denial rate
16.2%
Purchase · WI 6.2%
Rate spread
+0.02 pts
Conv. · WI +0.12 pts
Loan amount
$315,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 179 | 146 | 16.2% | 6.500% | +0.02 pts | $3,450 | $315,000 |
| Refinance | 39 | 32 | 15.4% | — | −0.09 pts | $2,150 | $275,000 |
| Cash-out refinance | 50 | 31 | 38.0% | — | +0.09 pts | $2,350 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where North Shore Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Door County | 10 | 8 | 2.4% |
| Racine County | 24 | 30 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology