Lender in Illinois · HMDA 2025
Ocmbc, Inc. mortgages in Illinois
Ocmbc, Inc.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Ocmbc, Inc. originated 285 owner-occupied single-family loans in Illinois from 407 completed applications.
Its median conventional purchase loan costs were $10,890 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 7.625% (Illinois: 6.625%).
Loans in IL
285
of 407 applications
Denial rate
18.6%
Purchase · IL 9.2%
Rate spread
+1.74 pts
Conv. · IL +0.27 pts
Loan amount
$275,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 306 | 209 | 18.6% | 7.625% | +1.74 pts | $10,890 | $275,000 |
| Refinance | 40 | 30 | 12.5% | — | — | — | $285,000 |
| Cash-out refinance | 61 | 46 | 11.5% | 7.999% | +1.79 pts | $9,970 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology