Lender in Nevada · HMDA 2025
Ocmbc, Inc. mortgages in Nevada
Ocmbc, Inc.'s 2025 home-purchase and refinance lending in Nevada, compared with all lenders in the state.
Ocmbc, Inc. originated 205 owner-occupied single-family loans in Nevada from 290 completed applications.
Its median conventional purchase loan costs were $13,320 versus $6,150 for all Nevada lenders, at a median 30-year fixed rate of 7.375% (Nevada: 6.50%).
Loans in NV
205
of 290 applications
Denial rate
23.7%
Purchase · NV 8.7%
Rate spread
+1.28 pts
Conv. · NV +0.10 pts
Loan amount
$365,000
Purchase · NV $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 207 | 139 | 23.7% | 7.375% | +1.28 pts | $13,320 | $365,000 |
| Refinance | 28 | 22 | 3.6% | — | — | — | $415,000 |
| Cash-out refinance | 55 | 44 | 9.1% | 7.999% | +1.61 pts | $8,210 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Nevada counties where Ocmbc, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| White Pine County | 13 | 2 | 1.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology