Lender in Maryland · HMDA 2025
Pentagon Federal Credit Union mortgages in Maryland
Pentagon Federal Credit Union's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Pentagon Federal Credit Union originated 205 owner-occupied single-family loans in Maryland from 402 completed applications.
Its median conventional purchase loan costs were $5,500 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.375% (Maryland: 6.625%).
Loans in MD
205
of 402 applications
Denial rate
41.7%
Purchase · MD 8.6%
Rate spread
−0.06 pts
Conv. · MD +0.14 pts
Loan amount
$455,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 211 | 123 | 41.7% | 6.375% | −0.06 pts | $5,500 | $455,000 |
| Refinance | 86 | 42 | 51.2% | — | — | — | $475,000 |
| Cash-out refinance | 105 | 40 | 61.9% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology