Lender in Texas · HMDA 2025
Pentagon Federal Credit Union mortgages in Texas
Pentagon Federal Credit Union's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Pentagon Federal Credit Union originated 415 owner-occupied single-family loans in Texas from 771 completed applications.
Its median conventional purchase loan costs were $6,020 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
415
of 771 applications
Denial rate
37.7%
Purchase · TX 10.2%
Rate spread
−0.05 pts
Conv. · TX +0.09 pts
Loan amount
$345,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 483 | 300 | 37.7% | 6.500% | −0.05 pts | $6,020 | $345,000 |
| Refinance | 162 | 67 | 58.0% | — | −0.18 pts | $3,970 | $365,000 |
| Cash-out refinance | 126 | 48 | 61.9% | 6.875% | +0.22 pts | $5,010 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Pentagon Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jeff Davis County | 7 | 1 | 7.1% |
| Runnels County | 19 | 1 | 1.5% |
| Goliad County | 22 | 1 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology